It’s easy to do business with The Peoples Bank.
Whether you are buying your first home, investment property or looking to refinance your existing home, the competitive rates offered at The Peoples Bank can help make home ownership affordable for you. You might be surprised to find that you could own a home for about the same amount you’re paying for rent!
New Home Purchases or Constructions: A home is one of the most important purchases that you may ever make. We have a variety of mortgage services available that include low down payment mortgage loans with a competitive rates as well as construction loans to suit your building plans. If it’s a new home that you’re interested in, bring us your plans and contractor’s agreement and see what The Peoples Bank can do for you.
Home Refinance and Home Equity Loans: You can use the equity in your home to consolidate bills, make needed home repairs, add a room, or for cash to use on just about any of your other financial needs.
Automatic Loan Payments: You can have your loan payment automatically deducted from your TPB Checking or Savings account or an external account for your convenience. Visit any of our locations to speak with a loan officer and stop writing a check each month for your loans.
Escrow: Escrow is available for any of our residential mortgage products. With an escrow account, the bank will collect and manage funds for property taxes and homeowners insurance, ensuring that these important payments are made on time. This eliminates the need for homeowners to budget separately for these expenses, reducing the risk of missing a payment and incurring potential penalties. Additionally, by spreading these costs over monthly mortgage payments, escrow can help homeowners manage their finances more predictably.
