The Peoples Bank offers a variety of checking account services to suit your needs. Whether you are a student needing your first account, or a large company with multiple business transactions – we have the account that is just right for you! Browse our checking account product options, and then visit one of our four locations to open yours today!
E-Checking
- $50.00 minimum opening deposit
- Unlimited check writing
- Must receive email statements
- No monthly service charge
Regular
- $50.00 minimum opening deposit
- Unlimited check writing
- No per check charges
- $5.00 monthly service charge if the minimum balance falls below $300.00
- $3.00 monthly paper statement fee*
NOW
- $500.00 minimum opening deposit
- Earns a competitive interest rate
- Unlimited check writing
- No per check charges
- Available to individuals and non-profit organizations
- $5.00 monthly service charge if balance falls below $500.00
Money Market
- $1,000.00 minimum opening deposit
- Earns a competitive interest rate
- $10.00 monthly service charge if balance falls below $1,000.00
Advantage 50
- $50.00 minimum opening deposit
- 50 years of age or older
- Earns a competitive interest rate
- Unlimited check writing
- No per check charge
- No minimum balance
- 1 free box of checks per year
Direct
- $50.00 minimum opening deposit
- Unlimited check writing
- No per check charge
- No minimum balance
- No monthly service charge with direct deposit
- $3.00 monthly paper statement fee*
Saver
- $50.00 minimum opening deposit
- Unlimited check writing
- No per check charges
- Combine with The Peoples Bank savings account for overdraft protection
- Maintain $300.00 in checking or $500.00 in savings to avoid a $5.00 monthly service charge
Student
- No minimum opening deposit
- Must carry at least 9 credit hours
- Unlimited check writing
- No minimum balance
- Student verification required
- Monthly service charge will be waived until termination of student status or maximum age of 24
Business
- $50.00 minimum opening deposit
- Unlimited check writing
- No per check charge
- $5.00 monthly service charge if balance falls below $500.00
- Account analysis may apply for high activity
Business Money Market
- $1,000.00 minimum opening deposit
- Earns a competitive interest rate
- $10.00 monthly service charge if balance falls below $1000.00
Health Savings Accounts (HSA)
- $50 minimum opening deposit
- Earns competitive interest rate
- Unlimited check writing
- No monthly service charge
- No minimum balance
The following services are available on all Peoples Bank Checking Accounts:
- Free Notary Service
- Combined Statements
- Overdraft Protection
Incurred maintenance and/or activity fees could reduce the earnings on accounts.
*$3.00 paper statement will be waived with enrollment of eStatements.
