Checking

E-Checking

• $50.00 minimum opening deposit
• Must receive email statements
• No monthly service charge
• Online banking is required
  • Fees could occur if not signed up within 60 days of account opening

Regular

• $50.00 minimum opening deposit
• No per check charges
• $5.00 monthly service charge if the minimum balance falls below $300.00
• $3.00 monthly paper statement fee*

NOW

• $500.00 minimum opening deposit
• Earns a competitive interest rate
• No per check charges
• Available to individuals and non-profit organizations
• $5.00 monthly service charge if balance falls below $500.00

Money Market

• $1,000.00 minimum opening deposit
• Earns a competitive interest rate
• $10.00 monthly service charge if balance falls below $1,000.00

Advantage 50

• $50.00 minimum opening deposit
• 50 years of age or older
• Earns a competitive interest rate
• No per check charge
• No minimum balance
• 1 free box of checks per year

Direct

• $50.00 minimum opening deposit
• No per check charge
• No minimum balance
• No monthly service charge with direct deposit
• $3.00 monthly paper statement fee*

Saver

• $50.00 minimum opening deposit
• No per check charges
• Combine with The Peoples Bank savings account for overdraft protection
• Maintain $300.00 in checking or $500.00 in savings to avoid a $5.00 monthly service charge

Student

• No minimum opening deposit
• No minimum balance
• Student verification required and student must carry 9 credit hours
• Monthly service charge will be waived until termination of student status or maximum age of 24
• Your account will be converted to a Regular checking account if you no longer qualify for a Student checking account

Business

• $50.00 minimum opening deposit
• Unlimited check writing
• No per check charge
• $5.00 monthly service charge if balance falls below $500.00
• Account analysis may apply for high activity

Business Money Market

• $1,000.00 minimum opening deposit
• Earns a competitive interest rate
• $10.00 monthly service charge if balance falls below $1000.00

Health Savings Accounts (HSA)

• $50 minimum opening deposit
• Earns competitive interest rate
• No monthly service charge
• No minimum balance

The following services are available on all Peoples Bank Checking Accounts:

• Free Notary Service
• Combined Statements
• Overdraft Protection

Incurred maintenance and/or activity fees could reduce the earnings on accounts.