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Checking

The Peoples Bank offers a variety of checking account services to suit your needs. Whether you are a student needing your first account, or a large company with multiple business transactions – we have the account that is just right for you! Browse our checking account product options, and then visit one of our four locations to open yours today!

T.E.A. Account   (Total Electronic Account)

  • NO CHECKS ISSUED (Electronic processing only)
  • E-mail Statements, Billpayer, Debit Cards, On-line Banking, and freedom to access your account or accounts at anytime.
  • A DIRECT DEPOSIT ACCOUNT
  • The latest account available for both young and not so young.   Stop by any of our locations to have T.E.A. explained to you!

  Regular Checking Account at The Peoples Bank

  • Unlimited check writing
  • No per check charges
  • $4.00 monthly service charge if the minimum balance falls below $300.00

NOW Checking Account at The Peoples Bank

  • Earns a competitive interest rate
  • Unlimited check writing
  • No per check charges
  • Available to individuals and non-profit organizations
  • $5.00 monthly service charge if balance falls below $500.00

Money Market Checking Account at The Peoples Bank

  • Earns a competitive interest rate
  • Maximum of 6 transfers per month
  • $2.00 per transaction charge in excess of 6 per month
  • $10.00 monthly service charge if balance falls below $1,000.00

Advantage 50 Checking Account at The Peoples Bank

  • 50 years of age or older
  • Earns a competitive interest rate
  • Unlimited check writing
  • No per check charge
  • No minimum balance

Direct Checking Account at The Peoples Bank

No monthly service charge with direct deposit of payroll, Social Security, pension or other income

  • Unlimited check writing
  • No per check charge
  • No minimum balance

Saver Checking Account at The Peoples Bank

  • Unlimited check writing
  • No per check charges
  • Combine with The Peoples Bank saving account for overdraft protection
  • Maintain $300.00 in checking or $500.00 in savings to avoid a $4.00 monthly service charge

Student Checking Account at The Peoples Bank

  • Must carry 9 credit hours
  • Unlimited check writing
  • No minimum opening deposit
  • No minimum balance
  • Student verification required

Business

  • Unlimited check writing
  • No per check charge
  • $5.00 monthly service charge if balance falls below $500.00
  • Account analysis may apply for high activity

The following services are available on all Peoples Bank Checking Accounts:

  • Free Notary Service
  • Combined Statements
  • Overdraft Protection

Order or re-order your Peoples Bank checks online with Deluxe — CLICK HERE>>

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